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These Terms and Conditions govern the use of"the website") whether as a subscribed member or casual browser/supporter. The website is operated and managed by FIRST BLACK AMERICA ("FBA").

FBA Business Directory Terms &Conditions Acknowledgment and acceptance of Terms and Conditions

Please note that by accessing, using or browsing this website you agree to be bound by its terms, conditions, disclaimers and limitations of liability ("Terms and Conditions"). FBA reserves the right to amend or update such terms, conditions, disclaimers and limitations of liability at any time without providing notice to you. By using the website, you acknowledge that you have read and understood these Terms and Conditions.

Limitation of Liability

Any liability of FBA or any of FBA's Associates in connection with services supplied to you will, subject to any non-excludable liability for breach of conditions or warranties implied by legislation and to the maximum extent permitted by law, at the election of FBA be limited to the supplying of the services again.


The information contained on the website is provided by FBA in good faith. To the best of FBA's knowledge, the information is accurate and current. However, FBA and its related bodies corporate, any of their directors, officers, employees, consultants or shareholders ("FBA's Associates") do not make any representation or warranty as to the accuracy or completeness of the information.

To the fullest extent permitted by applicable law, FBA disclaims all representations and warranties, express or implied, including but not limited to implied warranties of merchant ability and fitness for a particular purpose and non-infringement. FBA makes no warranty that this website, any information or ideas contained on this website or any services will meet your requirements.

You expressly acknowledge and agree that FBA does not control other users of this website, the providers of information or ideas to this website or the suppliers of goods and services used through this website, and FBA is therefore not liable for their opinions or their behavior, including any information or advice provided by them or any defamatory statements made by them or any offensive conduct on their part.

You further acknowledge and agree that, subject to the section dealing with "Limitation of Liability", FBA will not be liable to you or any other person for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to damages for product liability, personal injury or negligence resulting from use of services supplied to you, or on behalf of you, through the website.


Copyright in the website is property of FBA. This agreement ("Terms and Conditions") does not give you any intellectual property rights in the service and content nor does it make you the owner of the service and content, and it does not transfer or assign to you any right, title, interest or other propriety rights in the service and content.

In this agreement ("Terms and Conditions"), intellectual property includes the full benefit of any rights in any copyright, patent, trademark, registered design, trade and business names, agreements, inventions, discoveries and improvements and know-how and includes without limitation any artistic work, images, photographs, animations, video, audio, text, concept and programming and any adaptation of these included in the service.

Applicable Law

These Terms and Conditions are governed by the laws in force in VIRGINIA, USA and you irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of VIRGINIA, USA and any courts, which may hear appeals from those courts.


The agreement comes into effect upon your payment of the service fee and continues until terminated pursuant to the terms and conditions of this agreement. The agreement shall be of 365 calendar days duration.

Provision of Service and Content

We provide you with the service and content on the terms and conditions set out in this agreement. Content is defined as text, images, graphics, maps or any other content on the website. The service includes, where relevant, our website and its contents, anything streamed, downloaded, copied or installed from our website, data, text, graphics, art works, buttons, icons, logos, trademarks, help manuals, user guides, passwords and documentation.

Acceptable Use

The agreement grants to the account holder and authorized users, the non-exclusive and non-transferable right to access to the service and content for educational, research and other non-commercial uses only.
The account holder and authorized users may download or utilize a reasonable portion of the service and content from the website.

Where material is republished for non-commercial purposes, the account holder must attribute authorship and you agree to take all reasonable measures to prevent the service and content from further downloading, copying, capturing or being duplicated in any manner or form. Account holders and authorized users may, in accordance with the copyright law of the United States of America U.S.A.and subject to the terms of this agreement:

  • Search, utilize, view, retrieve and display the service and content.

  • Utilize or download lists or items of the service and content for personal use.

  • Print off a copy of parts of the service and content.

  • Distribute a copy of individual articles or items of the service and content in print or electronic form to other authorized users.

Prohibited Use

This agreement expressly forbids the use of any Spiders, Leeches or any other device or script that allows automated access of the service and content and expressly forbids the downloading, copying, capturing or being duplicated in any manner or form of the service and content in its entirety. The account holder and authorized users shall not use the service and content for spamming or of a ‘spamming’ nature.

The account holder&authorized users may not use the service and content for commercial purposes, including but not limited to the sale or lease of the service and content or bulk reproduction or distribution of the service and content in any form.

Violations of these terms may result in immediate suspension of the account holder's access to the website at the discretion of FBA.

Virus Warning

All care is taken to ensure that websites and data transmissions are free from viruses. However, it is your responsibility to scan any such data for viruses.